FAQ
Frequently asked questions
Short answers about pay as you go car insurance. Each links to the guide that covers the question in depth.
All questions
What is pay-as-you-go car insurance?
Insurance priced on how much or how you drive—pay-per-mile or behaviour-based telematics—with standard coverage. See how it works.
How much can I save with pay-per-mile?
Typically 20–40% if you drive under about 8,000 miles a year. See who saves.
Is pay-per-mile or telematics better?
Per-mile for low mileage; telematics for careful drivers at average or higher mileage. See the comparison.
Does it track my location?
Most behaviour programmes and all apps do; some mileage-only devices do not. See privacy.
Can it make my insurance more expensive?
Pay-per-mile, yes, if you drive more than average; some telematics programmes raise rates for poor scores. See pros and cons.
Does this site sell insurance?
No. It is an independent reference; quote tools connect you with licensed comparison partners. See the advertising disclosure.